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Credit history report – That is a report which is in fact the history of an individual’s credit card debt repayment, excellent debts, bankruptcies and late payments. It can even have their bankruptcies.
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Co-signer – A person who willfully symptoms a loan arrangement with the borrower and partly assumes responsibility of repayment of a loan.
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Desire amount – A price that a lender will charge borrowers so as to borrow funds from them. It is expressed in percentage % for each annum.
Demand off – That is a bank card financial debt or loan that is published off as getting uncollectible from a borrower. This from time to time is the situation when the loan is bought or given the financial debt to some collection agency. This personal debt continues to be collectable.